Positive thinking will only get you so far in this world. In business you have all kinds of issues you have to face and sometimes just thinking positive will not protect you from certain business risks and liabilities. While it is great that you put positive vibes out there into the universe, you also need to make sure that you do what is necessary to make sure that the important things in your life and business are properly protected. For example, you need to make sure that you have the right types of insurance coverage for the things in your life. There are many available small business insurance policies out there, with the importance of small business insurance high up there in things you need to think about.