Risk Insurance a Builder or General Contractor Shound Not Be Without

The fact is that risk insurance is a protection that no business can be without. Again, because it carries an astoundingly high ceiling of protection and coverage, and because of the wide incident coverage and low acquisition cost, there really is no defensible reason not to have it. Unless your business engages in commerce in which nothing is moved about, fixed, driven anywhere or delivered in any way and involves no other employees, essentially working in a dark basement or something like that, your business should have risk insurance coverage. In cases like these, your business is under assault by circumstances over which it has no control, and risk insurance is the last defense before those attacks reach the core of your business: you.